Pay at your own pace

With Affirm, split purchases into 4 interest-free payments every two weeks or longer-term monthly payments.

When inspiration strikes, Affirm helps you say yes without giving up financial control. Select Affirm at checkout to finance your order up to 36 months!

Choose 4 interest-free payments paid every two weeks or monthly installments.

For example, an $800 purchase might cost $44.44/mo over 18 months at 0% APR.
1. Fill your cart

1. Fill your cart

Select Affirm at checkout, then enter a few simple pieces of info for a real time decision.
2. Choose how to pay

2. Choose how to pay

Pick the payment plan you like best. You'll never pay more than you agree to up front.
3. Pay over time

3. Pay over time

Make payments to Affirm.com or in the Affirm app. You'll get email and Text reminders.

Just select at checkout.

Buy with confidence

With Affirm, you always know exactly what you'll owe and when you'll be done paying.

Transparent

Affirm tells you up front the total amount you'll pay. That number will never go up.

Flexible

You choose the payment schedule that works best for you.

Fair

Affirm doesn't charge late fees or hidden fees of any kind, ever.

Rates from 0-36% APR. Payment options through Affirm are subject to an eligibility check, may not be available everywhere, and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Finance Lenders Law license. For licenses and disclosures, see affirm.com/licenses.

FAQs

We offer the following financing terms:

  • Order total between $50 and $99: payment every 2 weeks for 8 weeks
  • Order total between $100 and $499: payment every 2 weeks for 8 weeks, 0% for 6 months, 0% for 12 months
  • Order total between $500 and $699: 0% for 3 months, 0% for 6 months, 0% for 12 months
  • Order total between $700 and $1699: 0% for 12 months, 0% for 18 months
  • Order total above $1699: 0% for 12 months, 0% for 24 months

0% financing is on approved credit only. If you do not qualify for interest free financing, you may be offered interest bearing financing.

Loan terms are offered based on eligibility. Max loan terms are listed below:

  • Order total between $50 and $99: up to 8 weeks
  • Order total between $100 and $699: up to 12 months
  • Order total between $700 and $1699: up to 24 months
  • Order total above $1699: up to 36 months

Yes! There's no penalty for paying early.

You can make or schedule payments at affirm.com or in the Affirm app for iOS or Android.

Affirm will send you email and text reminders before payments are due.

Yes. You can return an item you bought with Affirm by initiating the return process with the store.

No, your credit won't be affected when you create an Affirm account or check your eligibility (including checking your pre qualification eligibility). When you apply for or check to see if you prequalify for Affirm financing, it's considered a soft inquiry which does not affect your credit. If you decide to pay with installments through Affirm, your payment plan and repayment activi may be reported to credit bureaus. You can find more information on Affirms Help Center.

Yes, you'll need a mobile phone number from the U.S. or U.S. territories. This helps Affirm verify it's really you who is creating your account and signing in.

You can visit their website at affirm.com.